Do You Really Need To Buy That?

Curbing your spending when necessary can help you meet your savings goals.  One quick tip to help you with this is to have a set dollar amount that requires a cooling off period.  You could decide that any purchase over $100 dollars requires 24 to 48 hours before completing.  In that time you can decide if this purchase is justified and fits into your budget and savings goals. If so, complete the transaction, if not, do not go through with the purchase.